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insurance, tools, save

Highlights

  • Save up to 63% on Tools in Transit cover

  • Covers you against theft, damage and destruction

  • Claim up to £5,000 every year

  • £100 excess fee applies to each claim

Benefit info

If your trade relies on having access to tools and materials, you’ll know what a nightmare theft and damage can be.

We’ve teamed up with Supercover to bring you exclusive rates on Tools in Transit cover, so you can minimise downtime, should disaster strike.

Our exclusive rates could save you as much as 63% on the market price for this kind of insurance.

Here’s what you’ll pay:

 

Level of cover

Market price

You’ll pay

£500

£23.00

£13.00

£1,000

£25.00

£14.00

£2,500

£60.00

£22.00

£5,000

£85.00

£43.00

 

 

And here's what's covered...

  • If your tools in transit are stolen, destroyed or damaged whilst in your motor vehicle Supercover will replace them
  • If your tools in transit are stolen, destroyed or damaged during loading or unloading from your motor vehicle Supercover will replace them
  • Supercover will insure your tools in transit up to a maximum value which can be found in your Schedule of Insurance
  • If you make a claim, Supercover will either replace your tools, or cover the cost
  • You can make up to two claims in any 12 month period

     

Terms and conditions

This offer can only be redeemed once. A £100 excess fee will apply to each and every claim.

The following points are not covered:

  • Theft or attempted theft from any unattended motor vehicle where the motor vehicle has been left unattended and you have not checked the motor vehicle or your tools in transit for more than 48 hours
  • Loss, theft or damage of any sheet ropes, packing materials, securing chains or toggles
  • Loss, theft or damage caused by you deliberately damaging or neglecting the tools in transit
  • Damage arising from wear & tear, depreciation, deterioration, mildew, moth, vermin, manufacturer and/or latent defects, mechanical or electrical breakdown, failure unless external damage has occurred
  • Theft of laptops and/or mobile phones and/or any other mobile communications equipment
  • Theft of any money, securities, jewellery or anything other than your tools in transit
  • Any expense incurred as a result of not being able to use the tools in transit or any loss other than the repair or replacement costs of the tools in transit
  • Tools in transit whilst being towed in its a own wheels or being driven under its own power
  • Any loss or damage other than the cost of replacing the tools in transit, arising from theft or from any other cause whatsoever
  • Liability of whatsoever nature arising from ownership or use of the tools in transit, including any illness or injury resulting from it

  • Value Added Tax (VAT) where you are registered with HM Revenue and Customs for VAT
  • Any damage to the vehicle carrying the tools in transit

     

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