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Switch to a better mortgage rate with your existing lender and save thousands of pounds

Highlights

  • Switch to a better mortgage rate from your existing lender with RateSwitch

  • Get a £100 Amazon voucher when you switch to your new, cheaper rate

  • Are you paying a standard variable rate? You could make big savings

  • On average, RateSwitch customers save over £2,423 a year

  • Zero hassle - no fees, credit checks, or paperwork

  • RateSwitch will deliver your voucher within 30 days of switching

Benefit info

It's estimated that over a third of mortgaged homeowners pay interest at their lenders standard variable rate. These rates are normally uncompetitive, with most initial fixed and tracker deals reverting to them by default.

Are you paying more than you need to on your mortgage? Find out with RateSwitch! Their website helps homeowners discover the best mortgage rates from their existing lender, and make the switch quickly, easily, and completely free.

RateSwitch mortgage experts scour the mortgage market to ensure you always get the very best deal for your situation. On average, RateSwitch customers save over £2,423 a year, all without any credit checks or paperwork.

Thanks to your member benefits premium membership, you'll get a free £100 Amazon voucher when you switch to your new, cheaper rate. What a great chance to kit out your home with new tech, furniture, or whatever you fancy!

Please note: This perk expires 23:59 31/12/19. You may have to pay an early repayment charge to your existing lender if you remortgage and other fees may be payable. Your home may be repossessed if you do not keep up repayments on your mortgage.

How it works

  • Click 'get this perk'
  • Follow the link to RateSwitch's website
  • Enter a few details to find out how much you could save in seconds
  • Switch and save quickly using RateSwitch, with minimal fuss
  • When you've made the switch to your new, cheaper rate, RateSwitch will be in touch with you to arrange the delivery of your £100 Amazon voucher

FAQ:

How much does rate switching cost?

RateSwitch won't charge you any fees to switch you to a better mortgage rate. They provide fee-free advice without any obligation.

Is a rate switch the same as a remortgage?

No. Rate switching is the process of switching your mortgage balance to a lower interest rate than what you're currently paying, but remaining with your existing lender.

Remortgaging is the process of transferring your mortgage to a completely different lender to achieve a lower interest rate than what you're currently paying. Please note that RateSwitch also do this frequently to ensure that homeowners always get the very best deal, whatever their situation.

What is RateSwitch's score on Trustpilot?

RateSwitch have a five-star TrustScore from Trustpilot users.

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